Affiliate Partner Terms & Conditions
Last Updated: December, 12th 2025
These Affiliate Partner Terms & Conditions (“Terms”) govern participation in the Client Financing Affiliate Partner Program (“Program”). By registering as an affiliate partner, submitting referrals, or receiving commissions from Client Financing (“Company,” “we,” “us,” or “our”), you (“Affiliate,” “you,” or “Partner”) agree to be bound by these Terms.
1. Program Overview
The Client Financing Affiliate Partner Program allows approved affiliates to refer merchants, partners, or customers (“Referred Parties”) to Client Financing’s lending, financing, and payment solutions.
Participation does not create an employment relationship, partnership, joint venture, agency, or fiduciary relationship.
2. Eligibility & Approval
All affiliates must submit an application and be approved by Client Financing.
Client Financing reserves the right to approve, reject, suspend, or terminate any affiliate at its sole discretion.
Affiliates must be at least 18 years of age and legally able to enter binding contracts.
3. Standard Commission Structure
3.1 Standard Commission Rate
Unless otherwise expressly agreed to in writing, the standard affiliate commission is:
20% of net revenue actually received by Client Financing from qualifying referred accounts.
“Net revenue” excludes refunds, chargebacks, reversals, fraud, cancellations, and non-collected amounts.
3.2 Custom Commission Agreements
Any commission rate or structure different from the standard 20% must be documented in a separate written agreement or addendum approved by Client Financing.
Verbal agreements, informal communications, or assumptions are not binding.
4. Commission Eligibility & Attribution
Commissions are earned only when:
The referral is properly tracked through an approved method
The referred party becomes an active Client Financing client
Client Financing successfully receives revenue from the account
Client Financing retains sole discretion over referral attribution and commission qualification.
5. Commission Payments
Commissions are typically paid monthly, subject to minimum payout thresholds.
A holding period may apply to account for refunds or reversals.
Affiliates are responsible for providing accurate payment and tax information.
6. Marketing & Conduct Restrictions
Affiliates may not:
Misrepresent Client Financing’s products, approval rates, pricing, or terms
Guarantee approvals, rates, or funding outcomes
Use deceptive, misleading, or non-compliant marketing practices
Impersonate Client Financing or represent themselves as employees or agents
Bid on Client Financing trademarks or branded keywords without written approval
7. Confidentiality & Non-Disclosure
Affiliates may receive access to confidential or proprietary information, including but not limited to:
Merchant and customer information
Pricing, commissions, lender relationships
Software, systems, processes, and internal documentation
Business strategies and financial data
Affiliates agree to:
Keep all confidential information strictly confidential
Use such information solely for participation in the Program
Not disclose or share confidential information with any third party
These obligations survive termination of participation.
8. Non-Circumvention
Affiliates agree that during participation in the Program and for a period of twenty-four (24) months thereafter, they shall not:
Circumvent, bypass, or interfere with Client Financing’s relationships
Directly or indirectly solicit, contract with, or do business with:
Client Financing merchants
Lenders
Referral partners
Vendors or service providers
introduced through or associated with Client Financing, outside of Client Financing’s platform or without written consent
Any attempt to bypass Client Financing for financial gain constitutes a material breach.
9. No Employee or Contractor Solicitation
Affiliates agree that during participation in the Program and for twelve (12) months after termination, they shall not:
Solicit, recruit, hire, or attempt to hire:
Client Financing employees
Contractors
Consultants
Virtual assistants
Encourage any such individuals to terminate or alter their relationship with Client Financing
This restriction applies whether directly or indirectly.
10. Compliance & Regulatory Responsibility
Affiliates agree to comply with all applicable federal, state, and local laws, including advertising and financial services regulations.
Client Financing bears no responsibility or liability for affiliate misconduct.
11. Intellectual Property
All trademarks, branding, materials, and intellectual property remain the exclusive property of Client Financing.
Affiliates may only use approved materials.
Unauthorized use is prohibited.
12. Termination
With a 30 day written notice, Affiliates and Client Financing may terminate participation at any time, with or without cause.
Upon termination:
All promotional activity must cease immediately
Unpaid commissions may be forfeited if violations occurred
Confidentiality, non-circumvention, and non-solicitation provisions survive termination
13. Limitation of Liability
Client Financing shall not be liable for indirect, incidental, consequential, or special damages.
Affiliate’s sole remedy is limited to properly earned, unpaid commissions.
14. Modifications
Client Financing reserves the right to update these Terms at any time. Continued participation constitutes acceptance of revised Terms.
15. Governing Law
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.
16. Acceptance
By participating in the Client Financing Affiliate Partner Program, you acknowledge that you have read, understood, and agreed to these Terms, including:
Standard 20% commission unless otherwise agreed in writing
Non-disclosure obligations
Non-circumvention restrictions
No employee or contractor solicitation